What to expect from a Gow-Gates insurance broker?

Objective and qualified insurance broking and advice; Expertise in a range of risks, including emerging risks such as cybercrime; Australian owned: a team that knows you and is committed to your success; Unparalleled service that negotiates on your behalf, tailors policies, and manages claims; Experience and knowledge with the risks and insurance options specific to your industry; An annual review to identify gaps and ensure your cover is appropriate and cost effective; Access to over 150 insurers, comparisons and advice on a range of options and solutions.

What services do you provide?

We provide a full range of insurance services to assist in keeping you protected. These include insurance broking and placement, claims management, risk management/advice, risk technology, alternative risk transfer, workers compensation, return to work, wealth advice and mortgage broking.

Which insurers do you use?

As an unaligned broker group, we can open the door to a range of insurers. Our consultants work with Australian and international insurance markets to find the right solution for you.

How do I make a claim?

Our specialist claims team are here to support you at every stage of your claim, during what we know can be a difficult time. From preparation to advocating to your insurer on your behalf, we're on your side. Visit our Claims page to get started.

What type of businesses do you look after?

We can take care of a wide range of businesses and individuals. From small businesses to large corporates, government bodies and even sporting associations, we have the expertise to source and place risk cover you can depend on.

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Sport Clubs & Associations

When it comes to managing risk, we're on your team. With over 60 years of experience insuring Australian sport, we take a fresh approach to protecting your club, association, members, and athletes. Our industry-leading programs give you the confidence to lead your team, knowing that both your club and its members are covered — from grassroots to elite competitions. You focus on the game. We'll focus on your protection.

Risk Management Designed for Sport

In an industry where things move fast, you need a partner who can keep up. Over the past six decades , we've built a reputation for innovative solutions that address the unique challenges faced by the sporting world. It's why our clients have been with us for an average of 23 years because we provide forward - thinking protection that evolves with the game.

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Innovation

Take a fresh approach to safeguarding your organisation, members and players. And save money with our innovative risk transfer solutions, including self-insurance.

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Convenience

Get 24-hour access to our online platform. Lodge claims, receive live status updates and review your policy information at a time that suits you.

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Experience

Sport may be risky, but we’re not. With 60 years’ experience, we manage programs with over 500,000 participants that handle more than 5000 claims per year.

Specialist Sporting Programs

We currently manage a variety of programs designed to safeguard athletes, clubs, and associations. Whether it's for football, athletics, or equestrian sports, we've got the right solution for your needs.

Football

NSW Trainers Association

PGA Australia

Pony Club Australia

Racing NSW

Little Athletics Australia and Athletics Australia

Harness Racing Victoria

Equestrian Australia

Advice when it matters.
Advocacy when it counts.

How can you best protect your business?

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Loss of income

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Cancellation and Abandonment

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Governance

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Non-Appearance

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‍Club Property

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Accidental Death

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Concussion

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Catastrophic or Career Ending Injury

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Child Protection

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Cyber

Learn more about Duty of Care for your Club or Associations

What our longstanding partners say

Local Experts, Here When You Need Us

Evan Tuckwell

Account Manager, Sport

Stacey Christian

Senior Account Executive

Howard Kaye

Head of Corporate and Risk Management

We're here to help.

Whether you have a question or need to solve a problem, you can find support tailored to your needs.

FAQs

Clear answers to help you understand our insurance solutions quickly and confidently

What can I expect from a Gow-Gates broker?

You’ll work directly with experienced brokers who take the time to understand your risk, challenge assumptions, and give advice that stands up when tested. We don’t disappear after placement. We stay accountable through claims, renewals, and change.

Do you work with businesses of all sizes?

We support a wide range of organisations, from growing businesses to complex national entities. Regardless of size, our approach remains the same: senior involvement, considered advice, and accountability for outcomes.

Which insurers do you work with?

We work with more than 150 Australian and international insurers. But our role isn’t to compare quotes, it’s to structure the right insurance program and negotiate outcomes on your behalf. We advocate for you in the market, not the other way around.

What happens if I need to make a claim?

Claims are where brokers prove their value. We manage the process end‑to‑end, challenge insurers where needed, and stay involved until resolution. You deal with the same team who advised you upfront, because accountability doesn’t stop when a premium is paid.

How do you approach insurance advice?

Insurance is a tool, not a product. Our advice starts with understanding your business, identifying where risk genuinely sits, and designing cover that reflects reality, not boilerplate policy wordings. That approach leads to better decisions and fewer surprises at claim time.

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