Please refer to the following policies for information about what is covered by the Athletics Australia and Little Athletics Australia insurance program. The insurance program aims to ensure that Athletes, Volunteers, Officials, Members, Clubs, Centres and Member Associations are provided comprehensive insurance coverage.
The Athletics Australia and Little Athletics Australia Personal Accident insurance covers all athletes, volunteers, officials, members and other non-competing representatives that are sanctioned by Athletics Australia and Little Athletics Australia.
The Policy is designed to protect Individuals, Clubs and Centres with respect to their legal liability arising from third parties in relation to personal injury and property damage.
Property insurance is designed to safeguard the assets of Clubs, Centres and Member Associations. This coverage is specifically tailored to provide a robust protective shield for buildings, contents, stock and sporting equipment.
The Policy provides protection for Clubs and Centres and its Directors, Officers and Committee Members as a result of any alleged wrongful act whilst undertaking their roles in an official capacity.
The Policy provides coverage for an Insured’s legal liability for breach of professional duty resulting from an act, error or omission committed by or on behalf of the Insured.
For all Personal Accident claims, The insured person is required to complete all relevant fields of the claims form. You may be required to lodge additional information to support your claim.
In order to submit your claim online - please visitSportscover claims portal
The Risk Management Framework has been developed in conjunction with Gow-Gates, Athletics Australia & Little Athletics Australia to provide a uniform approach to assist Clubs and Centres in assessing and managing risks associated with athletics.
It is recommended that a designated Responsible and/or Risk Management Officer is appointed, within your Clubs or Centres organisational structure. It is important to ensure this information is made available to all Club Directors, Staff, Participants and Volunteers.
Please use the following links to access the below Risk Management documents:
Athletics Australia have implemented an Injury Risk Benchmarking Project to improve athletic function that can be developed to decrease potential risk of injury and time lost from training. it is intended that the tests can be performed by either a physiotherapist or strength and conditioning coach.
Athletics Australia also aims to help assist athletes in nutrition:
Little Athletics also has dedicated injury prevention resources available at:
It is recommended that all Club and Centres are familiar with their Critical Incident Response Plan. This Plan will help ensure the safety and well-being of stakeholders in the event of an emergency situation. The key components of an Incident Response Plan should include:
Communication & Key Contacts:
A Certificate of Currency (CoC) is proof that your Centre/Club/Centre holds a current insurance Policy. Typically, local councils or third parties will request to sight your Centres/Club/Centres Public and Products Liability CoC to confirm that the policy covers the following party for their respective rights and interests.
In order to request a Certificate of Currency, please complete the below fields.
Please fill out the form below.
The policy does however automatically include the interest of additional parties as follows:
Every principal, in respect of that principal’s vicarious or contingent liability for the acts or omissions of one of the Insureds in the performance by them of work for that principal, but subject always to the extent of coverage and the Limit of Liability provided by this Policy.
A Certificate of Currency can be provided naming an interested party in line with the above.
Participating in sanctioned activities. As well as:
events, games, tournaments and training sessions and training camps, coaching, the rendering of first aid, volunteering, organising and gaging in social activities, fundraising, BBQ's and other social gatherings and any other activity incidental thereto
Unfortunately, the Health Insurance Act 1973 does not allow a policy of this type to cover expenses for which any Medicare rebate is made.
126 Prohibition of certain medical insurance
(1) A person shall not make a contract of insurance with another person that contains a provision purporting to make the first-mentioned person liable to make a payment in the event of the incurring by the other person of a liability to pay medical expenses in respect of the rendering in Australia of a professional service for which Medicare benefit is, or but for subsection 18(4) would be, payable.
Medical expenses for which there is no benefit payable by Medicare are still claimable. These include Ambulance, Physio, Private Hospital Accommodation and Dental amongst others.
Councils cannot be noted as a named Insured on the Policy. They can be listed as an interested party on Certificates of Currency, which is a legal document that demonstrates you have Public Liability Insurance. Please click here to request a Certificate of Currency for your Public Liability policy.
A spectator who is injured cannot make a claim on the Sports Personal Injury policy. If a spectator was injured and decided to seek damages from the club alleging the club's negligence, then the General Liability policy would respond. Important, you must not admit Liability without the Insurers consent. Any claim made by a spectator must be referred to the Insurer as soon as possible for their instructions.
First talk to Gow-Gates, ask for claims staff for the Athletics Australia and Little Athletics Australia Insurance Programme.
If this does not resolve the matter or You are not satisfied with the way a complaint has been dealt with, you should contact the Complaints Manager on 02 8267 9999 or put your complaint in writing to firstname.lastname@example.org or by mail atComplaints Officer
Please mark the envelope “Notice of Complaint”. We will endeavour to resolve your complaint quickly and fairly.
If your complaint cannot be resolved to your satisfaction within 21 days, you may have the right to refer the matter to the Australian Financial Complaints Authority (AFCA)."
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