services

Risk Consulting

Q: What to expect from a Gow-Gates insurance broker?

Objective and qualified insurance broking and advice; Expertise in a range of risks, including emerging risks such as cybercrime; Australian owned: a team that knows you and is committed to your success; Unparalleled service that negotiates on your behalf, tailors policies, and manages claims; Experience and knowledge with the risks and insurance options specific to your industry; An annual review to identify gaps and ensure your cover is appropriate and cost effective; Access to over 150 insurers, comparisons and advice on a range of options and solutions.

Reduce your total cost of risk and minimise unexpected shocks to your financial position, assets or people by working with a qualified risk consultant.

How can a risk consultant help your business?

Identification of risk: including hazard groupings, site inspections, strategic workshops and systems reviews.

Measurement of risk: including risk assessment, probability analysis and the development of a risk assessment matrix and management plan.

Management, minimisation and transfer of risk: a review of the most effective strategy for managing risk across risk avoidance, reduction, acceptance and transfer.

Our Risk Consulting Services

Our risk consultants focus on building resilience and protecting your people by consulting and various risk management tools that help you identify, monitor and manage your risk

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Risk Identification and Transfer

Comprehensive analysis across your organisation to identify, monitor, prioritise risk. Workshops to assess your organisations’ risk tolerance and optimal risk retention.

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Enterprise Risk Management

Workshops, strategy and the development of processes and tools to enhance your organisation’s internal risk practices.

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Claims Analysis and Benchmarking

Advanced analytics of past claims, projections and industry benchmarking to identify trends and inform strategy.

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Loss Control

The provision of recommendations to alleviate or reduce insurable exposures to an acceptable underwriting level.

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Risk Surveys

Site inspections aimed at identifying opportunities for improved risk management and the accuracy of the sums insured.

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Risk Technology

Advanced risk management technology for incident reporting, claims, enterprise risk management, and more.

Advice when it matters. Advocacy when it counts.

Case Study

Scenario: In 2019, Gow-Gates provided a leading Australian service company with a review of its risk management and risk transfer arrangements. After considering their goals and arranging actuarial and legal feasibility analysis, Gow-Gates recommended that they adopt a Discretionary Mutual as an alternative structure that allowed the mutual to retain a higher level of risk and distribute the benefits from risk management activities to its Members.

Outcome: The Discretionary Mutual arrangement has been highly successful, resulting in one of Australia’s largest Discretionary Mutuals established for risk transfer.

*Disclaimer: The information contained in this case study is used only for the purpose of illustration. Individual circumstances, insurance and coverage may vary.

FAQs

Clear answers to help you understand our insurance solutions quickly and confidently

What to expect from a Gow-Gates insurance broker?

• Objective and qualified insurance broking and advice;
• Expertise in a range of risks, including emerging risks such as cybercrime;
• Australian owned: a team that knows you and is committed to your success;
• Unparalleled service that negotiates on your behalf, tailors policies, and manages claims;
• Experience and knowledge with the risks and insurance options specific to your industry;
• An annual review to identify gaps and ensure your cover is appropriate and cost effective;
• Access to over 150 insurers, comparisons and advice on a range of options and solutions.

What services do you provide?

We provide a full range of insurance services to assist in keeping you protected. These include insurance broking and placement, claims management, risk management/advice, risk technology, alternative risk transfer, workers compensation, return to work, wealth advice and mortgage broking.

Which insurers do you use?

As an unaligned broker group, we can open the door to a range of insurers. Our consultants work with Australian and international insurance markets to find the right solution for you.

How do I make a claim?

Our specialist claims team are here to support you at every stage of your claim, during what we know can be a difficult time. From preparation to advocating to your insurer on your behalf, we’re on your side. Visit our Claims to get started.

What type of businesses do you look after?

We can take care of a wide range of businesses and individuals. From small businesses to large corporates, government bodies and even sporting associations, we have the expertise to source and place risk cover you can depend on.

Let’s Connect

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