Risk Advice & Insurance Broking for Australian Organisations

We structure insurance, place complex risks, and provide claims advocacy from notification to resolution.

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About us

What our clients say

Securing insurance became the critical factor in whether Targa Tasmania could return. Here’s how we helped revive one of Australia's most iconic motorsport events.

"Without Gow-Gates, Targa Tasmania would simply have had no future"

- Mark Perry | CEO, Targa Tasmania
Insurance expertise

Our Services

We advise on risk, structure cover and support clients through placement and claims

Insurance Broking

Comprehensive risk assessment and tailored cover.

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Workers Compensation

Expert guidance to manage workplace risk.

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Industry Specialisations

Specialised expertise across key industry sectors.

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All Services & Capabilities

End‑to‑end support delivered by a dedicated team.

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Insurance
Broking

Structured insurance programs designed to perform when tested.

Workers Compensation

Reduce premiums, improve claims outcomes, and support through regulatory complexity.

Industry-Focused Advisory

Industry‑specific advice informed by experience.

All Services & Capabilities

One team accountable for your entire program.

60+ years

Advising Australian organisations

National presence

Across key markets

Independently owned

Focused on client outcomes

Why Gow-Gates?

Delivering strategic protection for businesses across Australia

We stay accountable after placement.

Most brokers step back once policies are placed. We stay involved - through renewals, program changes and claims.

The same senior brokers who structure your program remain your point of contact.

Experience with hard-to-place risks.

We’ve spent decades placing insurance for industries others won’t touch.

We understand what works - and what insurers will actually support.

Independent advice, aligned with you.

Independently owned for over 60 years.

We represent clients, not insurers - and provide advice based on what’s right for your situation, not what’s easiest to place.

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Advice when it matters. Advocacy when it counts.

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Our Story

Our company started over 60 years ago in a market dominated by foreign-owned firms. To succeed, we had to be better. We thought differently, punched above our weight, and earned the trust of some of Australia's largest organisations.

Along the way, we created many firsts for industries and clients -but what mattered most was building trust, and then working hard to keep it.

That same culture still drives us today. It’s ingrained in every broker at Gow-Gates. We answer to our clients - not shareholders. This shapes how we advise, structure cover, and advocate when it matters most.

It’s why we’re different - and why our clients stay with us.

- Anthony Gow-Gates, Founder & Executive Chairman

Our Approach

At Gow‑Gates, we make insurance straightforward and strategic.
Here’s how we work with you:

  1. Understand your risk
    We take a deep dive into your operations and objectives.
  2. Structure the right cover
    Insurance programs are shaped around your needs.
  3. Take it to market
    Engage insurers, negotiate terms and challenge assumptions.
  4. Advocate at claim time
    Managing the process and securing the best possible outcome.

Whether you’re a corporation, association, small business or sole trader, our team delivers solutions that fit your world. Partnering with many of Australia’s leading brands, we help simplify complexity, manage risk and protect what matters - so you can move forward with confidence.

Insurance Covers We Advise On and Place

We advise on, structure and place a wide range of business insurance covers

Public & Products Liability

Public and products liability insurance helps protect your legal liability to third parties, including clients, customers and the public for injury or damage to their property, caused by your business.

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Professional Indemnity

Protecting your assets and brand if your advice causes a client to take legal action against you.

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Marine

Helping protect your business from loss or damage to vessels and cargo. It can cover the door to door delivery of goods worldwide, by sea, road, rail and air - including their storage on the way.

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Management Liability

When you're running a business, you may be personally liable. Management liability covers the costs of defending directors, managers and employees against any claims that are the result of their actions or decisions.

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Corporate Travel

When business travel doesn’t go to plan, corporate travel insurance can help to cover out-of-pocket costs to your business and employees.

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Business Interruption

Helping to keep your business running smoothly after an unexpected event, by covering the turnover that is lost - so you can recover and rebuild.

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Industrial Special Risks (ISR)

Looking for a policy that offers customized protection for your commercial property assets? With an ISR policy, you can design coverage that fits your specific needs, safeguarding your property from physical damage and resulting loss of business.

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Events

With the right insurance, you can safeguard yourself if things don't go to plan - allowing you to run your event with confidence.

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Cyber protection

Designed to help protect your business from the financial impact of computer hacking or a data breach.

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Contract Works

Plenty can go wrong on a construction site. Having contract works insurance allows you to get on with the job with less stress and worry.

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Other Key Products

A range of additional insurance products available to support your business. Explore further solutions tailored to your needs.

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FAQs

Clear answers to help you understand our insurance solutions quickly and confidently
You’ll work directly with experienced brokers who take the time to understand your risk, challenge assumptions, and give advice that stands up when tested. We don’t disappear after placement. We stay accountable through claims, renewals, and change.
We support a wide range of organisations, from growing businesses to complex national entities. Regardless of size, our approach remains the same: senior involvement, considered advice, and accountability for outcomes.
We work with more than 150 Australian and international insurers. But our role isn’t to compare quotes, it’s to structure the right insurance program and negotiate outcomes on your behalf. We advocate for you in the market, not the other way around.
Claims are where brokers prove their value. We manage the process end‑to‑end, challenge insurers where needed, and stay involved until resolution. You deal with the same team who advised you upfront, because accountability doesn’t stop when a premium is paid.
Insurance is a tool, not a product. Our advice starts with understanding your business, identifying where risk genuinely sits, and designing cover that reflects reality, not boilerplate policy wordings. That approach leads to better decisions and fewer surprises at claim time.

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Call +61 2 8267 9999