Aged Care, Retirement Living & Community Care

For over 40 years, we’ve been on the front line of developing insurance schemes for aged care organisations. We’ll take care of your business and employees - so you can take care of your clients.


We’ve been providing insurance solutions to the aged care sector since 1978. Our experience and deep insurance knowledge give us a unique ability to work with you to find solutions.

Market Reach

With extensive industry connections, we can offer you a wider range of cover – with inclusions specific to the aged and community care industries.


If you need to make a claim, we’ll guide you through the process and advocate on your behalf to secure a fast settlement – with minimal disruption to your business and clients.

Your partner in aged care since 1978

You’re caring for those who need it most. It’s an essential job that comes with distinct risks, including workforce shortages, regulatory compliance and the challenges of managing stakeholders with competing interests. Whatever the size of your organisation, we’ll help you find the right protection. And we’ll support you while you do the important work of supporting others.

Expert Approach

Reduce your costs, limit disruption, and keep your employees safer with specialised insurance solutions from the experts who know your industry inside and out.

Enduring Relationships

In 1978, Gow-Gates’ presented the strongest tender to the largest aged care association body in Australia, the Voluntary Care Association (VCA) resulting in a key advisory position to the overall industry which has since spanned over four decades.

“It is an excellent money saving package and the very success of it depends on your support. Your Council has fully considered this Scheme and wholeheartedly recommends Gow-Gates Insurance Brokers to our members.”

VCA, 1978.


‘A history of help in challenging times’ – Australian Ageing Agenda

Gow-Gates Insurance Brokers has a long history of helping the aged care industry find cost-effective and comprehensive insurance solutions. Full article in the link.

Read More

Protect your organisation from

Fire and Property Damage

Financial Loss / Business Interruption

Government & Regulation

Workforce Shortage

Medical Malpractice / Professional Indemnity

Public and Product Liability

Directors, officers, and management liability

Workplace health and safety

Voluntary Workers


Let's Connect

Discover the difference our expertise can make.

Speak directly with a member of our team.

Call +61 2 8267 9999


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