Professional Indemnity

Protecting your assets and brand if your advice causes a client to take legal action against you.

Who should consider Professional Indemnity protection?

Regardless of your legal obligation, it's often a customer requirement that you have this cover in place.

Professional indemnity insurance is mandatory in some industries, such as medicine, accounting, law and financial advisers.

It's recommended for anyone who is providing professional services or advice in exchange for a fee - like, graphic designers, IT consultants and more.

Why is it important?

What can it cover?

As a wide-ranging insurance solution, professional indemnity cover may include anything from accidents to errors and omissions. Depending on your policy, professional indemnity insurance can cover

Case Study

Scenario: Michael is an engineer who designs the supporting foundations of a residential property. He makes an error with the site calculations - which leads to the slab cracking and damage to the property of the owner. His company is liable for this loss, which could be anywhere between $150,000 up to the full value of the house.

Outcome: Because Michael has professional indemnity insurance, he's covered for this amount - as well as any legal expenses if the matter goes to court.

*Disclaimer: The information contained in this case study is used only for the purpose of illustration. Individual circumstances, insurance and coverage may vary.

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