services

Workers Compensation

Q: What to expect from a Gow-Gates insurance broker?

Objective and qualified insurance broking and advice; Expertise in a range of risks, including emerging risks such as cybercrime; Australian owned: a team that knows you and is committed to your success; Unparalleled service that negotiates on your behalf, tailors policies, and manages claims; Experience and knowledge with the risks and insurance options specific to your industry; An annual review to identify gaps and ensure your cover is appropriate and cost effective; Access to over 150 insurers, comparisons and advice on a range of options and solutions.

Don’t let trips, slips or falls place your business under strain. We will help identify the risks and put strategies in place to manage the costs of workplace injuries to your organisation and employees.

Workers’ compensation services can help your organisation with:

Risk mitigation: Organisations looking to restructure their business to minimise risk and achieve significant premium savings.

Claims Prevention: Any organisation who has experienced a significant claim/s.

Program Management: All organisations looking to mitigate risk and effectively and sustainably manage their Workers Compensation program

Protect your workers — and your business

Our highly experienced workplace solutions team specialises in helping businesses effectively manage and mitigate workplace risk. Minimise your workers compensation costs, prevent injuries, and improve work health and safety - while maximising the value from your data analytics and employee benefit programs.

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Reduce Claims

Create and implement effective strategies to reduce claim frequency and severity, with tailored technical and strategic support from our team of experts.

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‍Simplified Solutions

Focus on running your business, not insuring it. We’ll negotiate pricing and advocate on your behalf with insurers, regulators and providers, so you can get clarity on your cover.

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Maximise Data

Put your organisation’s data to work to identify key injury trends, claim demographics and cost drivers, and develop targeted risk mitigation strategies.

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Improved Results

Achieve the best possible risk mitigation outcomes by drawing on our expertise, resources and relationships with insurers locally and internationally.

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Expert Advice

Get help at every turn. From strategy to claims, our team of experts is here to guide you through the complex and changing workers compensation landscape.

Advice when it matters. Advocacy when it counts.

Case Study

Scenario: In 2017, our workplace solutions team was appointed by a large agricultural business. We started by conducting an extensive forensic review of their historical claims and premium experience. This resulted in an immediate saving of over $3.4m in premium costs.

Outcome: We undertook in-depth premium modelling analysis. This helped us identify and negotiate and implement the optimal policy structure for the organisation. From there we took over the ongoing management of their policy and claims, advocating on their behalf with insurers, regulators and service providers. Over the last 5 years, our engagement has resulted in over $22.6m in premium savings.

*Disclaimer: The information contained in this case study is used only for the purpose of illustration. Individual circumstances, insurance and coverage may vary.

FAQs

Clear answers to help you understand our insurance solutions quickly and confidently

What to expect from a Gow-Gates insurance broker?

• Objective and qualified insurance broking and advice;
• Expertise in a range of risks, including emerging risks such as cybercrime;
• Australian owned: a team that knows you and is committed to your success;
• Unparalleled service that negotiates on your behalf, tailors policies, and manages claims;
• Experience and knowledge with the risks and insurance options specific to your industry;
• An annual review to identify gaps and ensure your cover is appropriate and cost effective;
• Access to over 150 insurers, comparisons and advice on a range of options and solutions.

What services do you provide?

We provide a full range of insurance services to assist in keeping you protected. These include insurance broking and placement, claims management, risk management/advice, risk technology, alternative risk transfer, workers compensation, return to work, wealth advice and mortgage broking.

Which insurers do you use?

As an unaligned broker group, we can open the door to a range of insurers. Our consultants work with Australian and international insurance markets to find the right solution for you.

How do I make a claim?

Our specialist claims team are here to support you at every stage of your claim, during what we know can be a difficult time. From preparation to advocating to your insurer on your behalf, we’re on your side. Visit our Claims to get started.

What type of businesses do you look after?

We can take care of a wide range of businesses and individuals. From small businesses to large corporates, government bodies and even sporting associations, we have the expertise to source and place risk cover you can depend on.

Let’s Connect

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