Taxi insurance

Taxi insurance is a specialised form of coverage tailored for vehicles used in commercial taxi or rideshare services. It encompasses protection against liabilities such as bodily injury and property damage while transporting passengers for hire.

Who should consider Taxi insurance protection?

Commercial Motor Insurance

Commercial Motor Insurance

Provisions for liability coverage, which protects against bodily injury or property damage to others, as well as coverage for collision damage to the insured vehicle. It often includes coverage, which protects against theft, vandalism, fire, or weather damage.

Business Interruption Insurance (Downtime)

Business Interruption Insurance (Downtime)

Safeguarding against financial losses during periods when operations are disrupted. Providing protection by compensating for the income that would have been earned during the downtime, covering fixed costs like vehicle maintenance and lease payments.

Business Liability Insurance

Business Liability Insurance

Protecting taxi operators from financial losses arising from liabilities they may face while conducting their business. It typically includes coverage for bodily injury and property damage liabilities that may occur during the course of providing taxi services. Helping to cover legal fees, medical expenses, and compensation for damages if the taxi operator is found responsible for an accident or injury while transporting passengers.

Additional Benefits

Additional Benefits may also apply depending on the type of cover you choose. These include benefits such as

Case Study

Scenario: John operates a small taxi business, owning a fleet of five taxis. Despite adhering to all safety protocols and maintenance schedules, one of John's taxis was involved in a collision with another vehicle during peak hours. The accident resulted in significant damage to both vehicles, leaving John worried about the financial implications and the impact on his business reputation.

Outcome: With the comprehensive coverage provided by his taxi insurance policy, the costs associated with repairing his damaged taxi were fully covered, alleviating the financial burden on his business. The claims team worked closely with John to expedite the process, allowing him to maintain his commitment to providing reliable transportation services.

*Disclaimer: The information contained in this case study is used only for the purpose of illustration. Individual circumstances, insurance and coverage may vary.

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