What to expect from a Gow-Gates insurance broker?

Objective and qualified insurance broking and advice; Expertise in a range of risks, including emerging risks such as cybercrime; Australian owned: a team that knows you and is committed to your success; Unparalleled service that negotiates on your behalf, tailors policies, and manages claims; Experience and knowledge with the risks and insurance options specific to your industry; An annual review to identify gaps and ensure your cover is appropriate and cost effective; Access to over 150 insurers, comparisons and advice on a range of options and solutions.

What services do you provide?

We provide a full range of insurance services to assist in keeping you protected. These include insurance broking and placement, claims management, risk management/advice, risk technology, alternative risk transfer, workers compensation, return to work, wealth advice and mortgage broking.

Which insurers do you use?

As an unaligned broker group, we can open the door to a range of insurers. Our consultants work with Australian and international insurance markets to find the right solution for you.

How do I make a claim?

Our specialist claims team are here to support you at every stage of your claim, during what we know can be a difficult time. From preparation to advocating to your insurer on your behalf, we're on your side. Visit our Claims page to get started.

What type of businesses do you look after?

We can take care of a wide range of businesses and individuals. From small businesses to large corporates, government bodies and even sporting associations, we have the expertise to source and place risk cover you can depend on.

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Executives & Professionals

As a director, executive or professional, the decisions you make impact not only your organisation but also your own reputations and personal liability. Act with confidence, knowing you have insurance coverage if an action by you results in a loss to someone else.

Expertise You Can Rely On

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Knowledge

Executives and professionals face complex challenges. Our 60 years of experience give us the insight to identify, manage, and reduce those risks through effective insurance and protection strategies.

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Market Reach

As one of Australia's longest-operating privately owned brokers, we've built strong relationships with leading local and international insurers — giving you access to a wide range of options designed for your profession.

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Protection

We work with you to identify your specific risks and structure coverage that fits your needs, ensuring comprehensive protection at the right price.

Today’s business environment is more demanding than ever

With greater regulation, accountability , and legal exposure, executives and professionals face personal and professional risk like never before. We help safeguard you and your assets so you can lead with confidence, knowing your decisions and reputation are protected.

You focus on leading. We'll focus on protecting you.

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What are the most common risks?

Errors and Omissions

Cyber Insurance

Management Liability Insurance

Advice when it matters. Advocacy when it counts.

How can you best protect your business?

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Wrongful Acts & Decisions

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Legal Fees & Representation

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Association Liability

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Cyber or IT-related Exposure

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Professional Indemnity

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Financial Institutions Liability and Investment Management Insurance

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Statutory Fines & Penalties

Local Experts, Here When You Need Us

Simon Carter

Head of Financial and Professional Risk

Marie D’Have

Team Manager, Executive and Financial Risks

We're here to help.

Whether you have a question or need to solve a problem, you can find support tailored to your needs.

FAQs

Clear answers to help you understand our insurance solutions quickly and confidently

What can I expect from a Gow-Gates broker?

You’ll work directly with experienced brokers who take the time to understand your risk, challenge assumptions, and give advice that stands up when tested. We don’t disappear after placement. We stay accountable through claims, renewals, and change.

Do you work with businesses of all sizes?

We support a wide range of organisations, from growing businesses to complex national entities. Regardless of size, our approach remains the same: senior involvement, considered advice, and accountability for outcomes.

Which insurers do you work with?

We work with more than 150 Australian and international insurers. But our role isn’t to compare quotes, it’s to structure the right insurance program and negotiate outcomes on your behalf. We advocate for you in the market, not the other way around.

What happens if I need to make a claim?

Claims are where brokers prove their value. We manage the process end‑to‑end, challenge insurers where needed, and stay involved until resolution. You deal with the same team who advised you upfront, because accountability doesn’t stop when a premium is paid.

How do you approach insurance advice?

Insurance is a tool, not a product. Our advice starts with understanding your business, identifying where risk genuinely sits, and designing cover that reflects reality, not boilerplate policy wordings. That approach leads to better decisions and fewer surprises at claim time.

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