Gow-Gates and Pony Club Australia have developed documentation tailored to Pony Clubs that aims to assist in providing a safe environment for all participants. We encourage you to download and use all this documentation to promote a safe environment at your club.
This form provides a general summary of the risks involved in running an event. It is for educational purposes only and gives people a good idea of how to identify, measure and control risks.
This event day inspection is a risk management tool that should be completed at the start of each day, at each venue. It is designed with amateur sports volunteers in mind, to assist with identifying risks present on the day and the steps involved to prevent injuries to participants and others at the venue, which may result in Public Liability claims. This inspection does not identify all risks, therefore you are advised to you use your own experience and initiative to identify additional risks that may be present
This form has been designed to flag to your insurers any serious injuries that occur during an organised activity. Early notification of these incidents is essential and this form is designed to assist your club in collecting the relevant incident information. This form is NOT a Pony Club Personal Accident claim form and does not initiate a claim. Please see the Personal Accident section for further information on this cover and to lodge a Personal Accident claim.
This poster has been designed to highlight the presence of risk associated with the participation of Horse Riding and Equestrian activities. The poster can be used at events to remind people that they are participating at their own risk. This does not replace a waiver.
This is the PCA Hot Weather Guidelines and must be adhered to in line with PCA rules and regulations.
Please ensure that your club affiliation with your state office is lodged and paid annually. If you require a Certificate of Currency, please contact Pony Club Australia.
Spectators are not listed as an insured person on the programme. As such, a spectator who is injured cannot make a claim on the Personal Accident policy. Clubs are noted as Insureds on the policy. Therefore, if a spectator was injured and decided to seek damages from the club alleging the club’s negligence, then the Public Liability policy would respond. Important, the Public Liability Policy states that you must not admit Liability without the Insurers consent thus any claim made by a spectator must be referred to the Insurer as soon as possible for their instructions.
Unfortunately, the Health Insurance Act 1973 does not allow a policy of this type to cover expenses for which any Medicare rebate is made.
126 Prohibition of certain medical insurance
(1) A person shall not make a contract of insurance with another person that contains a provision purporting to make the first‑mentioned person liable to make a payment in the event of the incurring by the other person of a liability to pay medical expenses in respect of the rendering in Australia of a professional service for which Medicare benefit is, or but for subsection 18(4) would be, payable.
Medical expenses for which there is no benefit payable by Medicare are still claimable. These include Ambulance, Physio, Private Hospital Accommodation and Dental amongst others.
Gow Gates and Pony Club Australia recognise that the Pony Club insurance Scheme benefits are not designed to be comprehensive for all members of the equestrian community. It is strongly recommended that you consider the benefits in line with your current circumstances.
Additional Insurance is available for the Capital, Non-Medicare Medical and Loss of Income benefits.
Gow-Gates Financial Services can also provide advice on an Income Protection policy, which can provide cover for injuries that occur participating in equestrian activities and in your day-to-day life.
For further information, please contact our office.
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