The new Combined Liability Insurance Policy for the Travel Industry from Gow-Gates provides cover for both Professional Indemnity and Broadform (Public and Products) Liability. It has been specifically created by Gow-Gates’ team of travel industry experts for today’s travel agents, tour operators – and the challenges they face.

“We don’t want to see travel agents and tour operators uninsured or underinsured by only having public liability cover” says Ella Nicholson, Senior Account Executive for Travel & Tourism at Gow-Gates.

Professional Indemnity (PI) is mandatory in the policy, while Public & Products Liability is optional but highly recommended. A key point of difference for travel businesses is that the policy is built to suit different business sizes and risk appetites.

“Most policies offer less cover or simply won’t quote medium or high-risk activities, but we seek to price the cover to give choice back to our clients,” says Nicholson, who has spearheaded this launch.

"We don’t reduce the cover just because the risk is higher. We look at the whole account, and work closely with underwriters to find a practical, commercial solution.”

The Combined Liability Insurance Policy is delivered through a purpose-built and custom-designed online platform, Broker Gateway. For travel businesses, this means taking out and renewing their insurance is as efficient and as straightforward as possible.

“By upgrading digital technology, the process becomes more efficient, and we can deliver time-saving benefits to our clients. It means that the Account Managers are better equipped with information to enable them to provide our clients with well-considered personal service and advice” says Will MacArthur, Manager of Technology Strategy at Gow-Gates.

“Broker Gateway is easy to use and effectively involves a very simple four-step process from registering an account to choosing your quote.

“And, when it comes to renewing the policy, data is pre-populated so renewing is simple and straightforward.”

Gow-Gates’ new Combined Liability Insurance Policy is now available. It offers worldwide coverage (excluding USA/Canada, negotiable), a low $500 PI excess to reduce cash flow impact, and is backed by Lloyd’s of London underwriters.

Don’t leave your business exposed—contact the Gow-Gates Travel Team today to secure your comprehensive, tailored insurance solution!