Gow Gates Posts
NSW businesses avoid increased insurance costs due to changes to COVID-19 Workers Compensation laws
The lower house of the NSW Government has passed a Bill repealing an amendment to the Workers Compensation Act 1987 made last year in response to the COVID-19 pandemic, potentially saving businesses more than half a billion dollars in insurance premiums increases. In July 2020, the Government passed Section 19B to the Act, which included […]
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What is the risk of earthquakes in Australia?
Australians are a pretty resilient people, and are no strangers to natural catastrophes, considering we get hailstorms, floods, bushfires and, in northern parts of the country, tropical cyclones. But the news that Victoria was hit by a magnitude 5.9 earthquake causing damage in Melbourne last month may have taken many by surprise. To date, around […]
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An update on the uncertainty around business interruption insurance policies and COVID-19
The emergence of COVID-19 has changed many things, and when it comes to insurance one of the biggest impacts has been on business interruption insurance. When the pandemic hit, a large number of business interruption insurance policies in the marketplace excluded pandemics by referencing the Quarantine Act 1908 in their policy wordings, which was replaced by the Biosecurity Act 2015. Insurers argued that despite the reference to an out-of-date piece of […]
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