As the holiday season approaches in Australia, it’s easy to get caught up in the excitement of travel plans, festive shopping, and family gatherings. But this time of year, also brings unique risks - from property security to cyber threats and seasonal weather hazards. Taking a few proactive steps now can save you stress later.

Here are three key areas to focus on before the holidays:

1. Secure Your Home Before Travelling

· Heading away for a well-deserved break? Make sure your property is protected while you’re gone.

· Lock up and check alarms: Ensure all doors, windows, and security systems are functioning properly.

· Consider smart security: Cameras and smart locks can give you peace of mind while you’re away.

· Clear fire hazards: If you live in a bushfire-prone area, remove dry leaves and debris, clean gutters, and maintain defensible space around your home.

2. Be Mindful of Cyber Safety When Shopping Online

· Online shopping spikes during the festive season and so do cyber scams.

· Shop on trusted sites: Avoid clicking on suspicious links or deals that seem too good to be true.

· Use secure payment methods: Opt for credit cards or secure payment platforms rather than direct transfers.

· Update passwords: Strong, unique passwords and two-factor authentication can help protect your accounts.

3. Check Your Insurance Coverage for Seasonal Risks

· Before the holidays, review your insurance policies to ensure you’re covered for unexpected events.

· Home and contents insurance: Confirm coverage for theft, fire, and natural disasters. Landlord or property insurance: If you own rental properties, make sure tenants are aware of safety measures.

· Update contact details: Ensure your insurer has your current phone and email for quick communication in an emergency.

Stay informed: Keep an eye on local weather alerts and community warnings. For bushfire safety tips, visit Get Ready NSW | NSW Government.

A little preparation goes a long way in keeping your home, finances, and personal data safe during the festive season. If you’d like to review your insurance coverage or discuss risk management strategies, contact our team today.