Financial Services

Life is a journey, let's take it together

For you as the Employer

Whether you are an employer looking to review your existing default super arrangements, wanting to provide additional benefits to staff or interested in what group insurance arrangements are available, we can help.

For Individuals, Couples and Families

It’s all about you. We want to understand your unique personal circumstances and your goals to help you achieve them. We believe loyalty is paramount, and building long-term relationships based on professionalism, empathy and trust. We are all about driving deeper and lasting relationships with our clients. We welcome the opportunity to help you in your life’s journey and partner with you to protect and grow your wealth.

Our Services

Personal Financial AdviceWorkplace SuperannuationGroup Insurance

 

Personal Financial Advice

We deliver tailored solutions to suit your needs, providing personal advice in the following areas:

  • Investments
  • Wealth Creation
  • Retirement Planning
  • Self-Managed Super Funds (SMSF)
  • Debt Management
  • Budgeting and Cashflow
  • Personal Insurance
  • Estate Planning
  • Aged Care
  • Centrelink
  • Mortgages

Workplace Superannuation

We work with you to deeply understand your business and your staff. This allows us to develop and implement a genuine and tailored solution for you as the employer and your greatest asset, your staff.

Our service includes:

  • Fund review / benchmarking
  • Policy Committee establishment, ongoing management and facilitation of meetings
  • Education programmes, including webinars, face-to-face information sessions and individual consultations
  • Detailed reporting and analysis
  • Additional staff benefits through our affiliated partners
  • Tailored communications
  • Group Insurance

Group Insurance

Finding an insurance solution that’s right for your staff is challenging. We are able to organise an appropriate insurance arrangement for your staff, ensuring in their time of need, they have the appropriate cover in place to protect themselves, and their family.

We negotiate on your behalf, providing the following staff benefits:

  • A tailored solution designed for your business
  • Competitive insurance rates and fees
  • Maximising automatic levels of cover with little or no underwriting
  • Increased flexibility
  • Claims management

Gow-Gates Financial Services Pty Ltd (ABN 97 001 250 344) is an Authorised Representative of Apogee Financial Planning Limited (ABN 28 056 426 932), an Australian Financial Services Licensee with its registered office at 105-153 Miller Street, North Sydney NSW 2060. Apogee AFS Licence No. 230689.

Disclaimer: The information on this website has been prepared without taking into account your personal objectives, financial situation or needs and is not a substitute for personal financial advice. Before acting on information contained herein you should consider the appropriateness of the information having regard to your own objectives, financial situation and needs.