Equine and Bloodstock

Specialising in Equine and Bloodstock Insurance for over 40 years.

Our equine insurance specialists understand your individual needs and requirements. We can advise you on the cover available and provide you with competitive options most appropriate to your needs.

We pride ourselves on establishing and maintaining relationships not only with quality insurers, but also leading industry organisations.

Our dedication to the industry and proven track record of service and integrity has led to our appointment as insurance adviser to various industry organisations including but not limited to Equestrian Australia, Racing Australia, the Australian Jockeys’ Association, the NSW Trainers Association, the NSW Racehorse Owners Association and Pony Club Australia.

Insurance advisor to various industry organisations

Products and Services

Gow-Gates Equine Insurance

We offer tailored policies for:

  • Competition, Performance and Leisure Horses
  • Bloodstock – Thoroughbred Breeding and Race Horses
  • Bloodstock – Standardbred Breeding and Harness Horses
  • Equine properties and businesses
  • Equine groups and associations
  • Individual riders and trainers


  • Death, theft and humane destruction is the main basis of your insurance policy, upon which you can further extend it as per the items below
Performance and Leisure Horses
  • Veterinary fees
  • Lifesaving surgical fees
  • Stallion first season infertility
  • International transits
  • Loss of use
  • Stay behind
  • Disposal costs
  • Lifesaving surgical fees
  • Transits (international)
  • Stallion first season infertility
  • Stallion total permanent disability
  • Prospective foals
  • Saddlery and tack

Individuals, Homes and Businesses

We continuously strive to develop unique insurance services for Australian horse and business owners. Products important to any individual or business include:

  • Public liability
  • Errors and omissions
  • Care Custody and Control liability
  • Property and equipment
  • Management liability
  • Cyber liability
  • Personal accident and sickness (including income protection)
  • Farm property insurance
    • Domestic dwellings and contents
    • Farm building and contents
    • Farm infrastructure, plant and machinery
    • Fencing
    • Theft
    • Machinery breakdown
    • Private and farm motor