Gow Gates Posts
It is typical for business interruption insurance policies to exclude cover for any diseases that are declared a notifiable or ‘quarantinable’ disease under relevant Commonwealth legislation, which is in fact the case for COVID-19. This reason for this is that there would not be sufficient global funds held by insurers to meet the exposure. As […]Read More>
What is underinsurance? Underinsurance is when you insure your assets for a Sum Insured less than it would cost to replace them. What do the Sums Insured on my Farm Pack represent? To understand whether you are underinsured or not you need to understand what makes up your Sums Insured for each section. For example, […]Read More>
Home insurance claims relating to water damage are increasing becoming the most common, not to mention costly, types of claims being seen in the Australian insurance market today. Water damage resulting from floods and storms are often unavoidable, however, internal leaks that are often not considered to be the major source of claims. Damage from […]Read More>
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