Gow Gates Posts

Understanding increasing insurance costs

November 19, 2020

You may be aware that we’re in the midst of a hard insurance market, with premiums across most types of insurance increasing and for some businesses, finding adequate insurance cover has become more difficult. But for those outside the insurance industry, the way insurance pricing works can be something of a mystery. If your business […]

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Business Interruption Policies – What is it all about?

November 18, 2020

You may have seen in the press recently the decision handed down in the NSW Court of Appeal in a test case run by the Insurance Council of Australia (ICA) and Australian Financial Complaints Authority (AFCA), with the court ruling in favour of the policyholders. It found that the quarantine disease cover restriction in business interruption […]

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Catastrophic storm events cause millions in damages

November 10, 2020

The recent hailstorm event in South East Queensland was declared as a catastrophe by The Insurance Council of Australia (ICA). This was the first catastrophe declaration for the 2020-21 natural disaster season. The millions of dollars of damage caused by the violent storm is a critical reminder to ensure that you are properly covered against […]

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